In the few states that recognize surrogacy contracts, a surrogate mother, after "conceiving" through artificial insemination, gives up her parental rights and the child at birth. The child is then adopted by the wife of the biological father. Generally, the birth mother’s medical and hospital expenses are paid by the biological father.

If you are among the increasing number of married couples seeking surrogate parenthood, check out the laws in your state—you may be on shaky footing. There is no uniformity among and between the states. Surrogacy contracts are illegal in a handful of states, permitted in a small number if no money is involved, and allowed in a few if money is paid.